Brokers – Chapter 6 Quiz

Brokers – Chapter 6 Quiz

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Question 1 of 10

1. Question
The law that has have been enacted to prevent discrimination against certain, protected classes is:
- The Civil Rights Act of 1866
- The Civil Rights Act of 1964
- The Fair Housing Act of 1968
- All of the above
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Question 2 of 10

2. Question
The Fair Housing Amendment Act does not cover:
- Race
- Age
- Familial Status
- Physical Impairments
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Question 3 of 10

3. Question
A lender who refuses to lend in an area because it is populated with members of a protected class is called:
- Steering
- Loan Leveling
- Redlining
- Blockbusting
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Question 4 of 10

4. Question
It is not illegal to refuse to rent or sell property to an individual whose tenancy would result in damage to the building
- True
- False
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Question 5 of 10

5. Question
A Landlords who will not allow pets:
- Can deny handicapped individuals the right to have life assisting animals
- May use that as an exemption not to rent to someone with a service animal
- May not increase the sum they charge to accept the service animal
- Can require that the service animal is under 35 pounds
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Question 6 of 10

6. Question
An example of an exemption to the Fair Housing Laws would be if an agent is assisting a woman in renting a room in her house and she doesn’t want any male occupants. It would be legal for the agent to discriminate against sex under this exemption.
- True
- False
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Question 7 of 10

7. Question
The Equal Credit Opportunity Act (ECOA) prohibits creditors from discriminating against credit applicants on the basis of:
- Race
- an applicant receiving income from a public assistance program
- Both A&B
- Neither A&B
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Question 8 of 10

8. Question
Lenders or others who are advertising credit must: either refrain from stating any credit terms, or must state all credit terms
- True
- False
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Question 9 of 10

9. Question
RESPA stands for:
- Real Estate Service Parameters Act
- Real Estate Settlement Procedures Act
- Realtor Enhancement Service Procedure
- Regulation Evaluation Systems & Procedures Act
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Question 10 of 10

10. Question
Federal law banned the use of lead‐based paint in residential properties after
- January 1, 1987
- December 31, 1977
- January 1,1978
- December 31,1978
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